House Affordability Calculator
Calculate how much house you can afford based on your income, budget, and financial situation. Get personalized insights into mortgage payments, down payments, and debt-to-income ratios.
About This House Affordability Calculator
This comprehensive calculator helps you determine how much house you can comfortably afford based on your financial situation. Whether you're a first-time homebuyer or looking to upgrade, our tool provides accurate estimates of affordable home prices, monthly payments, and down payment requirements using current lending standards and your personal financial data.
How it works: Choose between income-based calculation (using lender DTI ratios) or budget-based calculation (using your preferred monthly payment). Enter your financial details, and get instant results with detailed breakdowns and visual charts to help you make informed home-buying decisions.
Additional Costs
Affordable Home Price
$0
Down Payment
$0
(20%)
Loan Amount
$0
Monthly Payment Breakdown
Debt-to-Income Ratio
0.00%
✓ Within recommended DTI limit